Monese - A banking alternative 10.4.0.28737

Monese presents itself as a compelling alternative to traditional banking services, ideal for those seeking to manage their finances with greater flexibility.

This mobile application is designed to facilitate smart budgeting and wise spending, allowing users to seamlessly switch between currencies. With the option to open accounts in GBP, EUR, and RON, Monese empowers individuals to manage their finances directly from their smartphones, catering to those who travel, study, or work across various regions.

The process of setting up a Monese account is straightforward:

• Open a GBP, EUR, or RON account directly from your mobile device.
• Switch between currencies effortlessly while keeping all financial activities in one location.
• Receive a contactless Mastercard debit card for global usage—both online and in stores or ATMs.
• Enjoy fee-free spending abroad for card transactions and ATM withdrawals.
• Swiftly send and receive money locally and internationally in multiple currencies.
• Create virtual cards for secure online and in-store purchases.
• Establish joint accounts for shared financial management with others.

The app’s features are extensive:

• Receive real-time notifications for account activities.
• Access a comprehensive overview of spending, ensuring clear visibility over transactions.
• Utilize savings pots to earmark funds for specific goals.
• Integrate Google Pay for added convenience in transactions.
• Set up automatic Direct Debits and recurring payments for monthly expenses.

Additional features include:

• Credit Builder which aids in enhancing credit scores while building savings (available in the UK).
• The ability to link a PayPal account for managing balances and transactions easily within Monese.
• A focus on security through features like 3D Secure, card locking, encryption, and biometric login options.
• Instant account statements available in PDF or XLS formats whenever needed.

Monese enables users to easily send and receive money from their phones, receive salaries, and manage Direct Debits while maintaining clear oversight of earnings and expenditures. Users benefit from fee-free cash withdrawals at ATMs within generous limits and can add funds via bank transfers, debit cards, or cash at numerous locations across several European countries.

An account can be opened by anyone living in the European Economic Area (EEA) aged 18 or older, regardless of citizenship or previous financial history.